Are You Flying Uncovered?

Most life and accident policies exclude private pilots. Ours doesn’t. Get high-limit accident insurance designed exclusively for general aviation.

Takes less than 2 minutes. No obligation.

You’re Flying Protected, Right?
Think again.

If you’re like most private pilots, you assume your life or accident insurance has you covered.

But here’s the truth: most policies exclude general aviation.

That means if you're flying recreationally, for business, or just logging hours in your own aircraft, your traditional coverage may not pay out.

Even worse, many policies bury these exclusions in fine print. You don’t know it’s a problem... until it’s too late.

accident insurance for pilots

“I had no idea my policy didn’t cover me while flying — and I’ve been a pilot for 15 years.”
Matt S., IFR-rated pilot

High-Limit Accident Insurance for Private Pilots

We created a policy that actually understands how and why you fly.

Covers private pilots with active licenses

Up to $100 million in accident protection

Covers general aviation: personal, business, and CFI flights

Simple, fast application. No aviation exam required

Accidental Death and Dismemberment insurance for pilots

Get the coverage traditional insurers won’t give you — and finally fly with peace of mind.

Private Pilot AD&D Coverage Quote

Fast. Confidential. Aviation-specific coverage.

After flying for years, I finally found a policy that didn’t treat me like a liability. This coverage gave my family peace of mind every time I took off.
Sarah T., CFI

Got Questions? We’ve Heard Them All.

What Private Pilots Ask Before They Get Covered

Question 1: Does this policy cover private pilots flying non-commercially?

Yes, this high-limit accident insurance is specifically designed to cover licensed private pilots flying general aviation including recreational, business, and instructional flights.

Question 2: What kind of aircraft does this cover?

We cover most fixed-wing and rotor aircraft used in general aviation. If you fly a unique category (experimental, amphibious, etc.), we'll walk you through eligibility in minutes.

Question 3: Do I need a medical exam or flight physical?

Nope. We don’t require an aviation medical or traditional underwriting exam. Just answer a few straightforward questions about your license, aircraft, and flying habits.

Question 4: How much coverage can I get?

Coverage limits vary by pilot profile, but we offer up to $100 million in High Limit Accident Insurance. You choose the coverage that fits your risk level.

Question 5: Is this backed by a real insurer?

Yes, our policies are underwritten by Peterson Llyod, known for aviation risk specialization and fast claims handling.

Question 6: I already have life insurance. Why do I need this?

Most life insurance policies exclude death while flying privately. This fills that gap and ensures your family is protected, no matter how or why you're in the air.

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858-703-6178