
Long term care insurance is a type of coverage designed to help pay for services that assist with daily activities when you can no longer perform them on your own due to aging, illness, or disability. Unlike standard health insurance, long term health care insurance specifically covers custodial care. This is the kind of ongoing support that Medicare and regular health plans typically don't cover.
A long term care insurance policy can cover costs associated with nursing home care, assisted living facilities, adult day care services, and in-home care. Planning ahead with the right coverage means protecting your savings and giving your family peace of mind.
Covers professional caregivers who visit your home to assist with daily tasks, personal care, and medical needs.
Pays for residential facilities that provide personal care services, meals, and 24-hour supervision.
Covers skilled nursing facility costs for those requiring round-the-clock medical attention and care.
Funds structured daytime programs providing health and social support in a community setting.
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Unlike captive agents tied to a single provider, our independent long term care insurance agents compare plans across multiple top-rated carriers to find coverage that genuinely fits your needs and budget.
Truly independent advice: We're not tied to any insurer. We work for you, not a carrier.
Certified specialists: Our long term care insurance specialists hold CLTC certifications and years of hands-on experience.

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